Loan Size $250,000 - $2,000,000 $2,000,000 - $8,000,000
Fixed Interest Rates Starting at 6.99%
No Minimum Fico
Loan Terms 1-15 Year 1-5 Year
Flexible Underwriting
Recourse and Non Recourse Loans
Up to 65% LTV
Special Use Properties OK
In State Lending Areas Statewide Metro Areas Only
Unlimited Cash-Out Refinances

Eligible Property Types: Office, Retail, Mixed Use, Industrial, Ministorage, RV/
Mobile Home Parks, Apartments, Special Use, Vacant Land and Investment Residential
*** Not all property types qualify for the Not So Hard Money™ Platinum loan.

Not So Hard MoneyTM Loan Details

  • Rates as low as 6.99%
  • Loans up to 65% LTV/LTC
  • Loan of $250,000 to $8,000,000
  • Terms: 5, 10, or 15 year balloon with 15 to 30 year amortization or 2 year interest only
  • Loans in AZ, CO, NM, NV, TX, & UT
  • Commercial, Industrial, Multifamily, Office Buildings, and Investment Residential Properties
  • Asset base lending, not credit driven
  • We are a direct lender; we do not broker your loan
General Use Properties
Includes most residential, multi-family, office, retail, warehouse, flex & mixed-use properties
Special Use Properties
Includes mini-storage, motels, churches, assisted living facilities, medical buildings, etc.
Properties NOT Eligible
Includes gas stations, bars, night clubs, etc.
Land Loans
Yes, we lend on land (including acreage and lots) at 25% loan-to-value
Available for a 1% increase in rate or 5% reduction in LTV

*Rates and Terms are subject to change without notice. Please call to verify current rates and terms.